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New Listing - 8 hours online
$1,499,990
Single Family Home For Sale
Active
5
BEDS
6
TOTAL BATHS
4,348
SQFT
3815 NE 27th Place #16
Renton, WA 98059
Renton Subdivision
Courtesy of NWMLS
Listing courtesy of Brian Williamson of Pulte Homes of Washington Inc
New Listing - 8 hours online
$869,950
Single Family Home For Sale
Active
5
BEDS
4
TOTAL BATHS
3,151
SQFT
12477 SE 301st Place
Auburn, WA 98092
Lea Hill Subdivision
Courtesy of NWMLS
Listing courtesy of Douglas A McCollum of John L. Scott, Inc.
New Listing - yesterday
$899,950
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
3,017
SQFT
33241 Crystal Avenue SE #65
Black Diamond, WA 98010
Black Diamond Subdivision
Courtesy of NWMLS
Listing courtesy of Stuart R Sargent of Lennar Sales Corp.
New Listing - 2 days online
$609,950
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
2,311
SQFT
14934 Olympic Loop E #113
Bonney Lake, WA 98391
Tehaleh Subdivision
Courtesy of NWMLS
Listing courtesy of Alicia Fuchs of Lennar Sales Corp.
Open House Fri, Aug 12, 7 PM UTC
Please verify times due to COVID-19
$794,950
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
2,651
SQFT
33442 Holly Avenue SE
Black Diamond, WA 98010
Black Diamond Subdivision
Courtesy of NWMLS
Listing courtesy of Ryan Summers of James & Associates R.E. Inc.
Open House Fri, Aug 12, 7 PM UTC
Please verify times due to COVID-19
$859,950
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
2,957
SQFT
22944 SE Sycamore Street
Black Diamond, WA 98010
Black Diamond Subdivision
Courtesy of NWMLS
Listing courtesy of Ryan Summers of James & Associates R.E. Inc.
New Listing - 4 days online
$790,950
Single Family Home For Sale
Active
5
BEDS
3
TOTAL BATHS
2,751
SQFT
18019 40th Place S #1
Auburn, WA 98001
Auburn Subdivision
Courtesy of NWMLS
Listing courtesy of Kevin Pier of KB Home Sales
New Listing - 4 days online
$730,555
Single Family Home For Sale
Active
3
BEDS
3
TOTAL BATHS
2,345
SQFT
18056 40th Place S #21
Auburn, WA 98001
Auburn Subdivision
Courtesy of NWMLS
Listing courtesy of Kevin Pier of KB Home Sales
New Listing - 4 days online
$760,530
Single Family Home For Sale
Active
5
BEDS
3
TOTAL BATHS
2,564
SQFT
18181 40th Place S #16
Auburn, WA 98001
Auburn Subdivision
Courtesy of NWMLS
Listing courtesy of Kevin Pier of KB Home Sales
New Listing - 4 days online
$779,900
Single Family Home For Sale
Active
3
BEDS
3
TOTAL BATHS
2,010
SQFT
15305 142nd Avenue SE
Renton, WA 98058
Renton Subdivision
Courtesy of NWMLS
Listing courtesy of Lisa Ann Graham of Solution Partners NW
Open House Wed, Aug 10, 6 PM UTC
Please verify times due to COVID-19
$2,149,995
Single Family Home For Sale
Active
4
BEDS
4
TOTAL BATHS
3,392
SQFT
11030 SE 60th Lane
Bellevue, WA 98006
Newport Hills Subdivision
Courtesy of NWMLS
Listing courtesy of Erik Eide of DR Horton
Open House Wed, Aug 10, 6 PM UTC
Please verify times due to COVID-19
$2,299,995
Single Family Home For Sale
Active
4
BEDS
4
TOTAL BATHS
3,541
SQFT
11077 SE 60th Lane
Bellevue, WA 98006
Newport Hills Subdivision
Courtesy of NWMLS
Listing courtesy of Erik Eide of DR Horton
New Listing - 5 days online
$981,995
Single Family Home For Sale
Active
3
BEDS
2
TOTAL BATHS
1,891
SQFT
33442 Liberty (Home Site 72) Avenue S
Black Diamond, WA 98010
Black Diamond Subdivision
Courtesy of NWMLS
Listing courtesy of Kristi Brewer of Toll Brothers Real Estate, Inc
New Listing - 6 days online
$1,089,995
Single Family Home For Sale
Active
2
BEDS
3
TOTAL BATHS
2,061
SQFT
33424 Liberty (Home Site 73) Avenue SE
Black Diamond, WA 98010
Black Diamond Subdivision
Courtesy of NWMLS
Listing courtesy of Nise Keenan of Toll Brothers Real Estate, Inc
New Listing - 6 days online
$729,995
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
2,335
SQFT
28240 33rd Place S #3
Auburn, WA 98001
Star Lake Subdivision
Courtesy of NWMLS
Listing courtesy of Diane Stapleton of DR Horton
New Listing - a week online
$1,998,990
Single Family Home For Sale
Active
5
BEDS
5
TOTAL BATHS
3,581
SQFT
9605 Mountain Beaver Avenue SE
Snoqualmie, WA 98065
Snoqualmie Ridge Subdivision
Courtesy of NWMLS
Listing courtesy of Art H. Whittlesey of Windermere Real Estate/East
New Listing - 2 weeks online
$925,000
Single Family Home For Sale
Active
3
BEDS
4
TOTAL BATHS
2,225
SQFT
110 SW Hardie Ave
Renton, WA 98507
Renton Subdivision
Courtesy of NWMLS
Listing courtesy of Stepan Abramov of Park Place Properties
New Listing - 2 weeks online
$5,200,000
Single Family Home For Sale
Active
5
BEDS
5
TOTAL BATHS
5,155
SQFT
3138 108th Avenue SE
Bellevue, WA 98004
Enatai Subdivision
Courtesy of NWMLS
Listing courtesy of Jacob Weaver of eXp Realty
New Listing - 2 weeks online
$661,144
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
1,939
SQFT
3476 Edith Avenue #07
Enumclaw, WA 98002
Enumclaw Subdivision
Courtesy of NWMLS
Listing courtesy of Megan J. Hughes of KB Home Sales
Open House Sun, Aug 14, 8 PM UTC
Please verify times due to COVID-19
$2,875,000
Single Family Home For Sale
Active
4
BEDS
4
TOTAL BATHS
4,419
SQFT
15184 SE 330th Way
Auburn, WA 98092
Washington National Subdivision
Courtesy of NWMLS
Listing courtesy of Toril Schoepfer of Toril Sells Houses Team

Home Buyer Tips:

It is never too early to contact your licensed agent to meet with you to discuss your home purchase. Having a buyer meeting with your agent beforehand will allow you to review the steps of buying, answer any questions you may have as well as review the type of home you are looking for. Whatever your reasons for buying, finding the right home, in the perfect neighborhood, and at a cost that is within your budget, is no small task. There are many benefits you receive from working with an experienced agent. 

To begin, you’ll first need to find out how much house you can afford. Your agent may provide you a referral list of reputable and knowledgeable lenders who can help you determine how much of a down payment you can afford, along with a monthly payment you qualify for.

Make a list of everything you want in a home. Is an owner suite important? How many bathrooms? What about closet space? Do you need a yard for the kids and pets to play in? How about a fireplace or a bay window? Do you prefer a rambler or multiple-story house? Are schools or access to transportation important? Separate your needs from wants and put them on a “must have” list. Prioritize the rest of the items into a second and third list in order of importance of your wants. We’ll then go over the list so that I’m very clear on what you want and need in your home.

Your agent should check with you regularly, even if you haven’t found a house that suits your needs yet. Keeping in contact with you allows them to establish a good rapport, and helps them to learn how to help you effectively. They should continue to be on the lookout for homes that suit your needs and share them with you promptly so you may see them in a timely fashion. This process should continue until the right property is found for you.

Before you start looking at homes, it’s a good idea to find a target price range that you are comfortable with.

A lender will want to make sure you can qualify for the down payment, plus a monthly mortgage payment made up of principal, interest, taxes and insurance (PITI). Interest rates and your personal finances will influence the amount of house you can afford.

Your agent should have reviewed this form with you before your home search so you are prepared for what to expect. Once you’ve found the home you want to buy, together we’ll complete a purchase and sale agreement.

This is the contract in which you and the seller outline the details of the property transfer. The purchase and sale agreement usually consists of the following pages:

  • Residential purchase and sale agreement
  • Financing addendum
  • Inspection addendum
  • Appraisal addendum
  • Lead-based paint notification-when appropriate
  • Agency disclosure
  • Property disclosure form completed by the seller
  • The legal description of your property
  • Identification of utilities

When you’re under contract to purchase a home, your offer may be contingent on a professional inspection. Alternatively, you may have a pre-inspection completed on a home you’re looking to purchase prior to making your offer on that home. You’ll want to discuss with your agent the differences in an inspection contingency and pre-inspection to determine which will work best for you. Your agent also should be able to provide you a referral list of reputable local inspectors from which to choose. 

The home inspector looks beyond the cosmetics to make sure that the home’s general systems operate properly. The standard home inspector will review the conditions of the home’s heating and cooling systems; interior plumbing and electrical systems; the roof, attic and visible insulation; walls, ceilings, floors, windows and doors; foundation, basement and visible structure. During the inspection, the inspector will also look for cracks in cement walls, water stains that indicate leakage and any indication of wood rot. Based on the inspectors finding they will provide a report on the condition of the home and needed repairs.

A home inspection also points out the positive aspects of a home, as well as the maintenance that will be necessary to keep it in good shape. Remember, no home is perfect. If problems are found, your agent should help you negotiate through the process.

During the negotiation stage of the transaction, a mutually agreed-upon date for closing is determined. “Closing” is when you and the seller sign all the paperwork and pay your share of the settlement fees, and the documents are recorded.

Settlement obligations vary widely due to specific contract language, local laws and customs.

Prior to closing, the closing agent (usually a title & escrow company) will complete a detailed settlement statement for both buyer and seller.

THE BUYER PAYS:

  • Earnest money deposit which goes towards your down payment
  • One-half of the escrow fees paid to the escrow company for preparing the closing
  • Document preparation fees
  • Recording and notary fees
  • Local transfer taxes
  • Repairs or inspections the buyer has agreed to pay for if any
  • Loan fees
  • Appraisal fees
  • Credit report fees
  • Good news- you generally do not pay your agent for their services, the seller does!

A point is equal to one percent of the loan principal. Some lenders charge points, in addition to interest and fees, at closing. Ask your lender to learn more about this and receive your estimated loan costs.

Title insurance may protect against loss from defects in the legal title, liens against the property or other adverse claims. The lender usually requires title insurance.

  • ADJUSTABLE-RATE MORTGAGE (ARM) interest rates on this type of mortgage are periodically adjusted up or down depending on a specified financial index
  • AMORTIZATION is a method of equalizing the monthly mortgage payments over the life of the loan, even though the proportion of principal to interest changes over time. In the early part of the loan, the principal repayment is very low, while the interest payment is very high. At the end of the loan, the relationship is reversed
  • ANNUAL PERCENTAGE RATE the actual finance charge for a loan, including points and fees, in addition to the stated interest rate
  • APPRAISAL an expert opinion of the value or worth of a property
  • ASSESSED VALUE the value placed on a property by a municipality for purposes of levying taxes. It may differ widely from appraised or market value
  • BALLOON PAYMENT a large principal payment due all at once at the end of some loan terms
  • CAP a limit on how much the interest rate can change in an adjustable-rate mortgage
  • CERTIFICATE OF TITLE a document, signed by a title examiner, stating that a seller has an insurable title to the property
  • CLOSING the deed to a property is legally transferred from seller to buyer, and documents are recorded
  • CLOSING COSTS see “Settlement” or refer to “Settlement–who pays what” in this guide
  • COMMISSION a fee (usually a percentage of the total transaction) paid to an agent or broker for services performed
  • COMPARATIVE MARKET ANALYSIS (CMA) a survey of the attributes and selling process of comparable homes on the market or recently sold; used to help determine a correct pricing strategy for a seller’s property
  • CONTRACT a binding legal agreement between two or more parties that outlines the conditions for the exchange of value (for example: money exchanged for title to property)
  • DEED a legal document that formally conveys ownership of a property from seller to buyer
  • DOWN PAYMENT a percentage of the purchase price that the buyer must pay in cash and may not borrow from the lender
  • EQUITY the value of the homeowners interest in the property: the market value less the total of the mortgage owed and any property liens is the amount of equity a homeowner has
  • FIXED-RATE MORTGAGE interest rates on this type of mortgage remain the same over the life of the loan. Compare to “adjustable-rate mortgage”
  • FIXTURE a recognizable entity (such as a kitchen cabinet, drape or light fixture) that is permanently attached to a property and belongs to the property when it is sold
  • HAZARD INSURANCE compensates for property damage from specified hazards such as fire and wind
  • INTEREST the cost of borrowing money, usually expressed as a percentage rate
  • LIEN a security claim on a property until a debt is satisfied
  • MARKET PRICE the actual price at which a property sold
  • MARKET VALUE the price that is established by present economic conditions, location and general trends
  • MORTGAGE security claim by a lender against a property until the debt is paid
  • MULTIPLE LISTING SERVICE (MLS) a system that provides to its members of real estate professionals detailed information about properties for sale
  • ORIGINATION FEE an application fee(s) for processing a proposed mortgage loan
  • PITI principal, interest, taxes and insurance, forming the basis for monthly mortgage payments
  • PREPAYMENT PENALTY a fee paid by a borrower who pays off the loan before it is due
  • PRINCIPAL one of the parties to a contract; or the amount of money borrowed, for which interest is charged
  • PRORATE divide or assess proportionately
  • PURCHASE & SALE AGREEMENT a contract between buyer and seller that outlines the details of the property transfer; or refer to “Purchase and sale agreement” in this guide
  • SETTLEMENT all financial transactions required to make the contract final.
  • TITLE a document that indicates ownership of a specific property
  • TITLE SEARCH detailed examination of the entire document history of a property title to make sure there are no legal encumbrances
  •  
New Listing - 8 hours online
$1,499,990
Single Family Home For Sale
Active
5
BEDS
6
TOTAL BATHS
4,348
SQFT
3815 NE 27th Place #16
Renton, WA 98059
Renton Subdivision
Courtesy of NWMLS
Listing courtesy of Brian Williamson of Pulte Homes of Washington Inc
New Listing - 8 hours online
$869,950
Single Family Home For Sale
Active
5
BEDS
4
TOTAL BATHS
3,151
SQFT
12477 SE 301st Place
Auburn, WA 98092
Lea Hill Subdivision
Courtesy of NWMLS
Listing courtesy of Douglas A McCollum of John L. Scott, Inc.
New Listing - yesterday
$899,950
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
3,017
SQFT
33241 Crystal Avenue SE #65
Black Diamond, WA 98010
Black Diamond Subdivision
Courtesy of NWMLS
Listing courtesy of Stuart R Sargent of Lennar Sales Corp.
New Listing - 2 days online
$609,950
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
2,311
SQFT
14934 Olympic Loop E #113
Bonney Lake, WA 98391
Tehaleh Subdivision
Courtesy of NWMLS
Listing courtesy of Alicia Fuchs of Lennar Sales Corp.
Open House Fri, Aug 12, 7 PM UTC
Please verify times due to COVID-19
$859,950
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
2,957
SQFT
22944 SE Sycamore Street
Black Diamond, WA 98010
Black Diamond Subdivision
Courtesy of NWMLS
Listing courtesy of Ryan Summers of James & Associates R.E. Inc.
Open House Fri, Aug 12, 7 PM UTC
Please verify times due to COVID-19
$794,950
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
2,651
SQFT
33442 Holly Avenue SE
Black Diamond, WA 98010
Black Diamond Subdivision
Courtesy of NWMLS
Listing courtesy of Ryan Summers of James & Associates R.E. Inc.
New Listing - 4 days online
$790,950
Single Family Home For Sale
Active
5
BEDS
3
TOTAL BATHS
2,751
SQFT
18019 40th Place S #1
Auburn, WA 98001
Auburn Subdivision
Courtesy of NWMLS
Listing courtesy of Kevin Pier of KB Home Sales
New Listing - 4 days online
$730,555
Single Family Home For Sale
Active
3
BEDS
3
TOTAL BATHS
2,345
SQFT
18056 40th Place S #21
Auburn, WA 98001
Auburn Subdivision
Courtesy of NWMLS
Listing courtesy of Kevin Pier of KB Home Sales
New Listing - 4 days online
$760,530
Single Family Home For Sale
Active
5
BEDS
3
TOTAL BATHS
2,564
SQFT
18181 40th Place S #16
Auburn, WA 98001
Auburn Subdivision
Courtesy of NWMLS
Listing courtesy of Kevin Pier of KB Home Sales
New Listing - 4 days online
$779,900
Single Family Home For Sale
Active
3
BEDS
3
TOTAL BATHS
2,010
SQFT
15305 142nd Avenue SE
Renton, WA 98058
Renton Subdivision
Courtesy of NWMLS
Listing courtesy of Lisa Ann Graham of Solution Partners NW
Open House Wed, Aug 10, 6 PM UTC
Please verify times due to COVID-19
$2,149,995
Single Family Home For Sale
Active
4
BEDS
4
TOTAL BATHS
3,392
SQFT
11030 SE 60th Lane
Bellevue, WA 98006
Newport Hills Subdivision
Courtesy of NWMLS
Listing courtesy of Erik Eide of DR Horton
Open House Wed, Aug 10, 6 PM UTC
Please verify times due to COVID-19
$2,299,995
Single Family Home For Sale
Active
4
BEDS
4
TOTAL BATHS
3,541
SQFT
11077 SE 60th Lane
Bellevue, WA 98006
Newport Hills Subdivision
Courtesy of NWMLS
Listing courtesy of Erik Eide of DR Horton
New Listing - 5 days online
$981,995
Single Family Home For Sale
Active
3
BEDS
2
TOTAL BATHS
1,891
SQFT
33442 Liberty (Home Site 72) Avenue S
Black Diamond, WA 98010
Black Diamond Subdivision
Courtesy of NWMLS
Listing courtesy of Kristi Brewer of Toll Brothers Real Estate, Inc
New Listing - 6 days online
$1,089,995
Single Family Home For Sale
Active
2
BEDS
3
TOTAL BATHS
2,061
SQFT
33424 Liberty (Home Site 73) Avenue SE
Black Diamond, WA 98010
Black Diamond Subdivision
Courtesy of NWMLS
Listing courtesy of Nise Keenan of Toll Brothers Real Estate, Inc
New Listing - 6 days online
$729,995
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
2,335
SQFT
28240 33rd Place S #3
Auburn, WA 98001
Star Lake Subdivision
Courtesy of NWMLS
Listing courtesy of Diane Stapleton of DR Horton
New Listing - a week online
$1,998,990
Single Family Home For Sale
Active
5
BEDS
5
TOTAL BATHS
3,581
SQFT
9605 Mountain Beaver Avenue SE
Snoqualmie, WA 98065
Snoqualmie Ridge Subdivision
Courtesy of NWMLS
Listing courtesy of Art H. Whittlesey of Windermere Real Estate/East
New Listing - 2 weeks online
$925,000
Single Family Home For Sale
Active
3
BEDS
4
TOTAL BATHS
2,225
SQFT
110 SW Hardie Ave
Renton, WA 98507
Renton Subdivision
Courtesy of NWMLS
Listing courtesy of Stepan Abramov of Park Place Properties
New Listing - 2 weeks online
$5,200,000
Single Family Home For Sale
Active
5
BEDS
5
TOTAL BATHS
5,155
SQFT
3138 108th Avenue SE
Bellevue, WA 98004
Enatai Subdivision
Courtesy of NWMLS
Listing courtesy of Jacob Weaver of eXp Realty
New Listing - 2 weeks online
$661,144
Single Family Home For Sale
Active
4
BEDS
3
TOTAL BATHS
1,939
SQFT
3476 Edith Avenue #07
Enumclaw, WA 98002
Enumclaw Subdivision
Courtesy of NWMLS
Listing courtesy of Megan J. Hughes of KB Home Sales
Open House Sun, Aug 14, 8 PM UTC
Please verify times due to COVID-19
$2,875,000
Single Family Home For Sale
Active
4
BEDS
4
TOTAL BATHS
4,419
SQFT
15184 SE 330th Way
Auburn, WA 98092
Washington National Subdivision
Courtesy of NWMLS
Listing courtesy of Toril Schoepfer of Toril Sells Houses Team

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